Home » Blog » Elimination of the loss limit: what does this clause change?

Elimination of the loss limit: what does this clause change?

Germany : Here, the Europrotocol is also only possible if there are insurance policies. In cases where one of the drivers is not insured, it is mandatory to call the police, otherwise the injured party may not receive Elimination of the  compensation.
France : The country has a clear algorithm of actions for participants in a road accident. The police are called if there is no policy or if there are disputes about the circumstances.

Great Britain : There are fines for drivers who drive without insurance

In the event of an accident, the presence of the police is fusion data critical to the legality of the incident.
These examples demonstrate that the principles of responsibility and legality in traffic accident situations are universal. Even in the most progressive countries, it is impossible to avoid calling the police if the basic conditions of registration are violated.

Previously, the registration of a Euro-protocol without the police was allowed only if the Elimination of the  amount of damage did not exceed 80,000 UAH. Now this limit has been abolished, and this is a what is hubspot and what is it for? revolutionary moment. The maximum amount of insurance payment is now:

UAH 250,000 for OSCPV contracts concluded after 2025.
UAH 160,000 for contracts concluded before this date.
This change allows most minor and medium-sized accidents to be resolved without police involvement.

Europrotocol: paper or electronic?

One of the biggest advantages of the new rules is the possibility of using the electronic Europrotocol. The modern digital system not only simplifies the process, but also minimizes the risk of errors. How it works:

You fill in the data in a special application.
The system checks the correctness of the entered data.
The information is immediately sent to insurance companies and aub directory to the MTIBU database.
It is convenient, fast and eliminates the human factor. But are all drivers ready for this? Unfortunately, not all. In Ukraine, there are still many drivers who prefer paper forms or simply do not have access to smartphones. Therefore, the paper Europrotocol remained in the game.

Scroll to Top